As of January 2025, 11 states have enacted laws prohibiting credit card companies like Visa, MasterCard, and American Express from using specific merchant codes to track firearm and ammunition purchases. This legislation aims to prevent these transactions from being flagged and reported to local sheriffs, a practice that began in 2020 and saw over 7 million "red flags" issued by October 2024. The speaker advises against using these credit cards for gun and ammo purchases, recommending cash as a more private alternative.
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