This video clarifies that 'concealed carry insurance' is not a traditional insurance policy but rather access to a legal network for representation after a shooting incident. It highlights that these services typically do not cover bodily injury or property damage. A true firearms liability insurance policy, like one from Lockton Infinity Outdoor, is presented as an alternative that covers these damages, albeit with potential reimbursement structures for legal fees. The speaker also suggests exploring umbrella policies through homeowners or renters insurance for broader liability coverage.
This video critiques a firearms liability insurance salesman for lacking knowledge of specific state firearms regulations, particularly in the Illinois and Maryland (DMV area) markets. The instructor emphasizes the importance of understanding local laws, such as magazine capacity limits and assault weapons bans, for effective sales and partnerships within the firearms community.
This video provides an update from CRPA Legislative Director Rick Travis regarding several anti-firearm bills being considered by the California legislature. Key legislation discussed includes AB 1227 (tax increase on firearms and ammo), AB 2870 (expansion of Gun Violence Restraining Orders), SB 505 (mandated firearms liability insurance), and SB 918 (CCW restrictions in public places). The discussion highlights concerns about the lack of evidence supporting these bills and the legislative process, particularly the use of 'gut and amend' tactics and the suspense file.
This video from Armed Scholar provides an expert-level analysis of California's proposed SB 505, the Firearms Liability Insurance Act. The speaker, demonstrating an authoritative and experienced tone, breaks down the bill's requirements for gun owners to carry liability insurance, its connection to existing firearm safety certificate laws, and the implications of strict civil liability for damages or injuries resulting from firearm use, even stolen ones. The analysis highlights potential barriers to firearm ownership and discusses ongoing legal challenges and recommendations for citizen action.
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