Self Defense Insurance (Be Prepared After The Fight)

Published on July 29, 2015
Duration: 8:24

This video emphasizes the critical importance of self-defense insurance for firearm owners, even after a successful defensive encounter. The speaker, a firearms instructor, highlights that legal and civil repercussions can be as damaging as the initial attack. He details the benefits of insurance, including coverage for legal fees, bail money, and civil liability, and provides guidance on choosing a policy based on individual needs and coverage limits.

Quick Summary

Self-defense insurance is crucial because the aftermath of a defensive incident, including legal battles and civil lawsuits, can be as damaging as the attack itself. Policies cover legal fees for criminal and civil defense, bail money, and potential civil liability judgments, protecting you financially even if found criminally innocent.

Chapters

  1. 00:22Topic: Self-Defense Insurance
  2. 00:47Do You Still Need Self-Defense Insurance?
  3. 01:07Consequences After Self-Defense
  4. 01:33What Insurance Covers (Legal Fees, Bail)
  5. 01:57Still Using USCCA?
  6. 02:06USCCA Membership Card Details
  7. 02:22What to Say to Police After an Incident
  8. 03:07USCCA Brochure and Challenge Coin
  9. 03:33USCCA Monthly Magazine
  10. 03:47Insurance Only Covers Criminal Innocence?
  11. 04:33Choosing the Best Self-Defense Insurance
  12. 05:51Comparing Insurance Companies (USCCA vs. Second Call)
  13. 06:54Support System of Insurance Providers
  14. 07:09Conclusion: Is Self-Defense Insurance Necessary?

Frequently Asked Questions

Why is self-defense insurance important even if you successfully defend yourself?

Even after a successful self-defense incident, you can face significant legal and civil repercussions. Self-defense insurance covers the extensive costs of criminal defense, potential civil lawsuits, and bail money, protecting you from financial ruin when you've already faced a life-threatening situation.

What specific costs does self-defense insurance typically cover?

Self-defense insurance generally covers legal fees for criminal defense if you are charged, legal fees for civil defense, and any civil liability judgments you might face. Many policies also include coverage for bail money, which can be a substantial upfront expense after an arrest.

Can self-defense insurance cover you if you are found guilty of a crime?

No, self-defense insurance is designed to cover costs incurred when you are defending yourself against charges or lawsuits, but it will only provide coverage if you are found criminally innocent. It is illegal to insure against criminal acts; the insurance is for the defense process and potential civil judgments.

How should I choose the right self-defense insurance policy?

To choose the right policy, first determine your priorities. Compare coverage limits for civil liability, bail, and legal defense offered by different providers like USCCA or Second Call. Consider which aspects are most important to you and select the plan that offers the most coverage in those areas.

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