Is a Handgun Enough to Protect You?

Published on May 15, 2020
Duration: 12:33

This video explains the necessity of carry insurance or legal protection plans for firearm owners. The speaker, a licensed attorney in California, emphasizes that even justified self-defense actions can lead to costly legal battles. These plans cover criminal and civil defense costs, attorney fees, and bail bonds, providing crucial financial and legal support after a self-defense incident. The video recommends USCCA as a comprehensive provider.

Quick Summary

Carry insurance, or legal protection plans, are essential for firearm owners to cover the potentially devastating legal costs following a self-defense incident. These plans protect against both criminal charges and civil lawsuits, covering attorney fees, bail bonds, and court costs. Even if your actions are justified, legal battles can ensue, making upfront coverage crucial.

Chapters

  1. 00:00Introduction to Carry Insurance
  2. 00:47What is Carry Insurance?
  3. 01:21Why You Need Carry Insurance
  4. 02:18The Two Battles After Self-Defense
  5. 03:47How Carry Insurance Works
  6. 05:10Recommended Carry Insurance: USCCA
  7. 06:09USCCA Coverage Details
  8. 07:23USCCA's Hands-Off Approach
  9. 07:44Criminal vs. Civil Case Coverage
  10. 08:29USCCA Covers Attorney Fees & Bail
  11. 09:43Choosing Your Own Attorney with USCCA
  12. 10:14USCCA Covers All Self-Defense Scenarios
  13. 10:49Firearm Theft Protection
  14. 11:07Additional USCCA Training Resources
  15. 11:38Conclusion: Firearm as First Insurance

Frequently Asked Questions

What is carry insurance and why is it important for gun owners?

Carry insurance, also known as legal protection plans, is vital for firearm owners. It covers the significant legal costs, including attorney fees, court costs, and bail bonds, that can arise after using a firearm in self-defense, even if the action was justified. These plans protect against both criminal charges and civil lawsuits.

What costs does carry insurance typically cover?

Carry insurance plans generally cover expenses related to criminal defense, such as attorney retainer fees and bail bonds. They also cover civil defense costs, which can be incurred even if criminal charges are dropped or dismissed. Some plans may also cover expert witness fees and other court-related expenses.

What are the key features to look for in a carry insurance plan?

When choosing carry insurance, look for plans that cover all states, provide upfront payment for legal fees and retainers, and cover both criminal and civil cases. It's also important that the plan allows you to choose your own attorney and covers a broad range of self-defense scenarios, not just firearm use.

Why is USCCA recommended for carry insurance?

USCCA is recommended because its plans are comprehensive, covering all states and both criminal and civil defense. They offer upfront payment for legal costs, allow policyholders to select their own attorneys, and cover various self-defense situations beyond just firearm use. They also provide protection against firearm theft.

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