Tom Gresham's GUNTALK: 7.19.15 - Part A

Published on July 21, 2015
Duration: 44:45

This episode of Gun Talk discusses the critical need for self-defense insurance and the nuances of coverage. Host Tom Gresham and callers explore the limitations of some policies that only cover firearm use, excluding other forms of self-defense. Expert advice is given on researching comprehensive policies, considering umbrella insurance, and understanding that self-defense insurance is a product for a specific risk, not a catch-all for all defensive actions. The importance of proactive training and legal preparedness is emphasized.

Quick Summary

When choosing self-defense insurance, be aware that many policies are limited to covering the use of a firearm. It's crucial to thoroughly research policy details and consider options like umbrella insurance for broader coverage. Prioritize addressing the immediate threat first, then consider the legal and insurance aftermath.

Chapters

  1. 00:00Intro & Crimson Trace
  2. 00:23Chattanooga Attack Discussion
  3. 06:04Terrorism and Gun Capacity
  4. 08:13Duri's Guns Ad
  5. 08:44Ruger American Rimfire Rifle
  6. 09:15Louisiana Coastline Environmental Issue
  7. 10:17First-Person Defender Ad
  8. 10:48Trijicon Acupoint Scope
  9. 11:20Gun Talk Giveaways & App
  10. 13:02Terrorist Attack Preparedness
  11. 15:10Firearm Insurance Discussion Begins
  12. 19:11CCW Safe Recommendation
  13. 20:40Aftermath of Self-Defense
  14. 22:43Gun Talk Radio Show Recap
  15. 23:07Chattanooga Attack Analysis
  16. 26:27Multiple Good Guys Scenario
  17. 30:39Double Tap Ammunition Ad
  18. 31:02Concealed Carry DVDs
  19. 31:36Smith & Wesson Bodyguard
  20. 32:00Gundelo App
  21. 32:30Double Tap Ammunition
  22. 33:01California Free Speech Case
  23. 35:00Good Guy vs. Bad Guy Scenario
  24. 36:48AR-15 & 9mm Rifle Inquiry
  25. 38:35Upcoming Segments
  26. 39:42Retired Officer Carry Rights
  27. 41:53Handgun Recommendation (45 vs 9mm)
  28. 44:18Larry Pratt Interview Preview

Frequently Asked Questions

What are the limitations of some self-defense insurance policies?

Many self-defense insurance policies are specifically designed to cover the use of a firearm in a defensive situation. They may not extend coverage to other forms of self-defense, such as using a baseball bat or a knife, even if those actions are necessary for protection.

How can I ensure my self-defense insurance covers various scenarios?

To ensure comprehensive coverage, thoroughly research policy details. Consider exploring homeowners insurance for umbrella policies or riders that might offer broader self-defense protection beyond just firearm use. It's crucial to understand the specific risks your policy is designed to cover.

What is the primary focus when considering self-defense preparedness?

The primary focus in a self-defense situation should be addressing the immediate threat to life and safety. Legal and insurance ramifications are secondary concerns that arise after the immediate danger has been neutralized. Proper training helps ensure actions are legally defensible.

Are there self-defense insurance providers that cover more than just firearm use?

Yes, some providers like CCW Safe reportedly offer coverage for a range of defensive actions, including physical altercations and the use of weapons other than firearms. It is essential to verify these details directly with the insurance provider.

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