Government Mandating Liability Insurance To Purchase & Possess Firearms!!!

Published on June 19, 2022
Duration: 9:23

This video discusses California's proposed SB 505, the Firearms Liability Insurance Act, which would mandate liability insurance for firearm owners. The bill, building on existing firearm safety certificate requirements, imposes strict civil liability for damages resulting from firearm use, including stolen firearms. The speaker highlights potential cost implications, lack of current insurance options, and the legal challenges against such mandates, urging listeners to contact their representatives.

Quick Summary

California's proposed SB 505, the Firearms Liability Insurance Act, would mandate liability insurance for gun owners, imposing strict civil liability for damages from firearm use, even if stolen. Owners must carry proof of insurance, and while current options are scarce, new policies are expected to emerge, likely at a high cost.

Chapters

  1. 00:00California Liability Insurance Mandate for Gun Owners
  2. 00:33Armslist Legal Defense Fund
  3. 00:57SB 505 - Firearms Liability Insurance
  4. 01:20California Firearm Safety Certificate Details
  5. 02:06SB 505: Strict Civil Liability Details
  6. 02:43Additional Requirements and Liability Details
  7. 03:45Third-Party Lawsuits and Cost Implications
  8. 05:05Lack of Existing Gun Insurance Options
  9. 05:58Enforcement and Criminal Considerations
  10. 06:55Litigation and Action Recommendations
  11. 08:07Supreme Court Decisions Update

Frequently Asked Questions

What is California's SB 505 bill?

SB 505, the Firearms Liability Insurance Act, is a proposed California law that would require firearm owners to carry liability insurance. It aims to hold owners strictly civilly liable for damages resulting from their firearms, including those that are stolen.

What does 'strict civil liability' mean for California gun owners under SB 505?

Strict civil liability means a firearm owner can be held responsible for property damage, bodily injury, or death caused by their firearm, even if they were not negligent or at fault. This applies even if the firearm is stolen.

What are the compliance requirements for SB 505 if passed in California?

If enacted, SB 505 would require firearm owners to maintain written proof of insurance coverage where the firearm is stored and to carry this proof when possessing or transporting the firearm, presenting it to law enforcement upon request.

Are there existing insurance options for California firearm owners?

Currently, there are very few, if any, insurance providers offering specific firearms civil liability protection. The bill may spur the creation of such policies, but they are expected to be costly.

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