The Bill That's Going to Drive Many of You Out of This State

Published on January 23, 2025
Duration: 8:42

William Kirk of Washington Gun Law details proposed Washington House Bill 1504, which would mandate liability insurance for all firearm owners, costing an estimated $25,000 per firearm for collectors or requiring a substantial bond. This bill, if passed, would also necessitate FFLs verifying insurance for transfers and law enforcement checking it for CPL issuance/renewal, effectively creating a de facto firearm registry. Kirk urges citizens to contact groups like Conservative Ladies of Washington to oppose this legislation.

Quick Summary

Washington House Bill 1504 proposes mandatory liability insurance for all firearm owners, requiring at least $25,000 coverage per incident for accidental discharges. The bill mandates that policies identify each specific firearm, leading to concerns about creating a de facto firearm registry and significant costs for collectors.

Chapters

  1. 00:00Introduction: SHOT Show & WA Legislation
  2. 01:03HB 1504: Mandatory Firearm Insurance Explained
  3. 01:43Proposed Legal Requirements for Firearm Possession
  4. 02:35Liability Policy Specifications & Firearm Identification
  5. 03:34Self-Insurance & De Facto Firearm Registry Concerns
  6. 04:56Certificate of Deposit Alternative Explained
  7. 06:00Enforcement & FFL Requirements Under HB 1504
  8. 06:30Impact on Businesses & Call to Action

Frequently Asked Questions

What is Washington House Bill 1504?

Washington House Bill 1504 is a proposed law that would require all firearm owners in the state to carry liability insurance. This insurance must cover accidental or unintentional discharges causing injury, death, or property damage, with a minimum of $25,000 coverage per incident.

How much would mandatory firearm insurance cost under HB 1504?

The cost of mandatory firearm insurance under HB 1504 is not fixed but increases with the number of firearms owned. For collectors, the requirement to name each specific firearm on the policy could make it prohibitively expensive, potentially costing thousands of dollars per firearm.

Does HB 1504 create a firearm registry in Washington?

Critics argue that HB 1504 effectively creates a de facto firearm registry. The requirement for insurance policies to identify each specific firearm, or for owners to self-insure or provide a certificate of deposit for each firearm, necessitates a detailed record of ownership held by the state.

What are the implications of HB 1504 for FFLs in Washington?

If passed, HB 1504 would mandate that Federal Firearms Licensees (FFLs) in Washington verify proof of liability insurance before completing any firearm transfers. Additionally, FFLs would be required to carry a minimum of $1,000,000 in liability insurance per incident.

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