The One Thing You Should NEVER Do When Buying Guns & Ammo Is Now Against The Law In 11 States!

Published on January 7, 2025
Duration: 8:04

As of January 2025, 11 states have enacted laws prohibiting credit card companies like Visa, MasterCard, and American Express from using specific merchant codes to track firearm and ammunition purchases. This legislation aims to prevent these transactions from being flagged and reported to local sheriffs, a practice that began in 2020 and saw over 7 million "red flags" issued by October 2024. The speaker advises against using these credit cards for gun and ammo purchases, recommending cash as a more private alternative.

Quick Summary

As of January 2025, 11 states have enacted laws prohibiting credit card companies like Visa, MasterCard, and American Express from using specific merchant codes to track firearm and ammunition purchases. This legislation aims to prevent these transactions from being flagged and reported to law enforcement, with cash being the recommended alternative for private purchases.

Chapters

  1. 00:06Origin of Merchant Codes for Gun Tracking
  2. 00:46Tracking in Full Effect by 2022
  3. 00:53Millions of Red Flags Issued
  4. 01:23Credit Card Companies Flagging Purchases
  5. 01:392024-2025: Focus on Merchant Codes
  6. 02:02Advice: Don't Use Credit Cards for Guns
  7. 02:169 States Ban Merchant Codes
  8. 02:312 More States Join Ban
  9. 02:3711 States Now Prohibit Tracking
  10. 02:57States Banning Codes (Initial List)
  11. 03:03States Banning Codes (July 2024)
  12. 03:06States Banning Codes (January 2025)
  13. 03:38Summary of 11 States' Laws
  14. 03:50Federal Law Status
  15. 04:17Recap of 11 States
  16. 04:36Tracking Continues in Other States
  17. 04:45Example: Missouri Tracking
  18. 05:04Peculiar Legislation Years
  19. 05:1711 States Ban Tracking
  20. 05:22Other States Continue Tracking
  21. 05:37Speaker's Recommendation
  22. 05:43State-Level Action
  23. 06:00Call to Action for Legislators
  24. 06:16Impact of Millions of Flags
  25. 06:31Viewer Experiences
  26. 06:54Channel Sign-off

Frequently Asked Questions

What is the new law regarding credit card purchases of guns and ammo?

As of January 2025, 11 states have enacted laws prohibiting credit card companies like Visa, MasterCard, and American Express from using specific merchant codes to track firearm and ammunition purchases. This aims to prevent these transactions from being flagged and reported to law enforcement.

Why did credit card companies start tracking gun and ammo purchases?

In 2020, banks began discussing merchant codes to track gun and ammo purchases. The goal was to flag transactions for local sheriffs if the credit card companies disapproved, potentially due to the quantity of items purchased, leading to "red flags."

Which states have banned credit card tracking of gun and ammo purchases?

Eleven states have banned this practice: West Virginia, Florida, Texas, North Dakota, Mississippi, Idaho, Montana, Indiana, Utah, New Hampshire, and Kentucky. These laws prevent credit card companies from using specific codes to monitor these transactions.

What is the recommended alternative to using credit cards for buying guns and ammo?

The speaker strongly advises against using Visa, MasterCard, or American Express for firearm and ammunition purchases due to tracking concerns. The recommended alternative is to pay with cash, which offers a more private transaction and avoids potential flagging by credit card companies.

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